Tag Archives: first time home buyers

Kiss Your Landlord Good-bye! Complimentary Fort Wayne Home Buying Workshop

29 Jun


At this complimentary home buyer workshop you will:

  • Understand HOW to buy your first home
  • Receive a copy of your credit report with your score
  • Determine whether you qualify for a mortgage loan
  • Know what loan programs are available for first time home buyers, and how much $ you’ll need (if any!)
  • Recognize the 10 deadly mistakes buyers make – and how to AVOID them!
  • Receive a planning guide to make home ownership a REALITY!


Two workshops to choose from:Mark Your Calendar

  • Wednesday, July 20th from 6:00 – 8:00 pm or
  • Saturday, July 23rd from 10:00 am – 12:00 pm


Workshops are help at the downtown public library.  We’ll get you specific directions once you’ve registered.

Register Now!

To save your spot please either:

We look forward to meeting you and helping you KISS YOUR LANDLORD GOODBYE!


First Time Home Buyers – How NOT To Be Broke Your Whole Life

3 Apr

First Time Home Buyers – How NOT To Be Broke Your Whole Life

Take a peak at the video below to see how I got my humble start as a homeowner.

As a mortgage professional I get lots of questions in the “How much should a first time home buyer spend on their first home?”  Well, long before I was a lender for four years…  long before I was a Realtor for 7 years….  I bought my first home. 

French Avenue Front
My first home – no kidding!

I was managing the suit department of the Gentry Shoppes in Northcrest when I was a first time home buyer right here in Fort Wayne, IN.  I thought you guys might enjoy seeing my VERY humble beginnings.  As you can tell, I’ve never been a fan of peer pressure!  LOL.

Now granted, I was single, no kids, and barely 21 years old.  A one bedroom 650 square foot house for $19,900 (or something like that) may not be practical for you as a first time home buyer.  But rest assured, neither is a $225,000 4 bedroom 3,500 square foot mini-mansion!

As my mentor, Jim Rohn, used to say, “If your outgo exceeds your income, your upkeep will be your downfall.”  Amen, Jim!

Stay conservative, my friends.  As yourself, “What can I afford with my eyes closed?  What can I afford if one of us loses our job?  What can I afford on a 15 year mortgage?  What will allow me to start building my investment portfolio and still visit Applebee’s from time to time?”

And for God’s sake, whatever you do, unless you want to be broke your whole life, DO NOT ask your mortgage lender how much you can qualify for (unless it’s me, then you’re safe!)!!!  If you borrow up to the amount a mortgage lender can qualify you for you almost guarantee yourself a life of incredible financial pain and suffering!  DON’T DO IT!

My next post will be on “Mortgage Qualifying Ratios” so you can see for yourself just how much trouble you CAN get yourself into.  If you can’t wait please call me directly or shoot me an email.  I’ll be happy to pre-qualify you right over the phone at  no charge.  If you prefer more anonymity you can download a complete pre-qualification packet here.

To your abundant success,

Chris Sanderson

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